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Someone *** into my account

Location: Carrollton, Texas

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To minimize the damage, here are 10 steps to take once you realize you may be a victim of identity theft. File a report with the Federal Trade Commission.

Contact your local police department. Notify the IRS and your identity theft insurance, if applicable. Place a fraud alert on your credit reports. Freeze your credit.

Sign up for a credit monitoring service, if offered. Tighten security on your accounts. Review your credit reports for mystery accounts.

Scan credit card and bank statements for unauthorized charges. Open new credit card and financial accounts.

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